Exploring Your Options for Moving to Spain on a Non-Lucrative Visa
- Rach Bricknell- Hola Spanish Lifestyle
- Oct 29
- 4 min read
Are you dreaming of a life in sunny Spain? Whether you're considering retirement or simply looking for a change of scenery, the non-lucrative visa might be the perfect option for you. This visa allows individuals to reside in Spain without the intention of working, making it an attractive choice for many. In this blog post, we will explore the details of the non-lucrative visa, its benefits and practical tips to help you make your dream of living in Spain a reality.

What is a Non-Lucrative Visa?
The non-lucrative visa is a residence permit that allows non-EU citizens to live in Spain without engaging in any work activities. This visa is particularly appealing for retirees, digital nomads, or anyone with adequate financial means.
To qualify for this visa, applicants must show proof of a stable income or sufficient savings. This can include pensions, rental income, or personal savings. The typical requirement is to demonstrate an income of about €28,800 per year for an individual, which can cover living expenses in Spain. The visa is granted for one year, renewable for two additional years, and allows you to apply for permanent residency after five years.
Benefits of the Non-Lucrative Visa
The non-lucrative visa offers unique freedom and flexibility. Unlike work visas, which tie you to a specific employer, this visa allows you to truly live life in Spain. Here are some of its significant benefits:
Quality of Life: Spain boasts a high quality of life. With an average of 300 sunny days per year, a vibrant culture, and a rich culinary scene, many people find living here more relaxed and enjoyable compared to other countries.
Access to Healthcare: As a resident, you gain access to Spain's public healthcare system. This system is renowned worldwide, with studies showing it was rated the second best in Europe in 2021.
Travel Opportunities: Spain is a gateway to Europe. You can catch flights to neighboring countries for as little as €30. This makes weekend getaways both easy and affordable.
Cultural Experiences: Living in Spain invites you to engage in its lively traditions. From La Tomatina to Semana Santa, there are countless festivals to enrich your experience.
Eligibility Requirements
To apply for a non-lucrative visa, it's essential to meet a few specific criteria:
Financial Means: You must prove you have the financial resources to support yourself. The required amount is typically around €28,500 per year (or €7,200 for each dependent).
Health Insurance: You will need private health insurance that offers coverage equivalent to the public healthcare system. This often costs between €50 and €200 per month.
Clean Criminal Record: You'll need a criminal record certificate from your home country, showing no serious convictions.
Medical Certificate: A medical certificate confirming that you do not have any diseases that could pose a public health risk is also required.
The Application Process
Applying for a non-lucrative visa can feel overwhelming, but it becomes manageable with careful preparation. Here’s a straightforward guide:
Gather Documentation: Collect all necessary documents, including proof of financial means, health insurance, criminal record, and medical certificate.
Submit Your Application: Apply at the Spanish consulate or embassy in your home country. Be sure to book an appointment in advance, as wait times can vary.
Wait for Approval: Processing time typically ranges from 3 to 6 months. During this period, the consulate may request additional information.
Travel to Spain: Once your visa is approved, you can travel to Spain. Upon arrival, you will need to apply for a residence card (TIE) within 30 days.

Living in Spain on a Non-Lucrative Visa
Once settled in Spain, you will find the lifestyle incredibly appealing. From stunning landscapes to friendly locals, there is so much to enjoy. Here are some practical tips to make the most of your experience:
Learn the Language: Many Spaniards speak English, but speaking Spanish will deepen your connections and enrich your experience.
Explore the Culture: Immerse yourself in Spain's rich culture. Each region has its own unique traditions, festivals, and food. For example, try paella in Valencia or tapas in Seville.
Make Friends: Connect with others by joining local clubs or classes. This can help you build a social network and feel more at home.
Stay Active: Take advantage of Spain’s outdoor opportunities. Whether it’s hiking the Camino de Santiago or enjoying water sports along the Costa del Sol, staying active will contribute to a fulfilling lifestyle.
Embrace Your New Adventure
The non-lucrative visa presents a fantastic opportunity for anyone wanting to move to Spain without the need to work. Whether you are a retiree or in search of a fresh start, this visa offers access to a vibrant lifestyle filled with breathtaking views and rich history.
If you want more detailed information on the non-lucrative visa process and tips on relocating to Spain, visit my website. You can also reach out through my contact page for personalized assistance.
Your Spanish adventure awaits!